Get your mortgage and conveyancing sorted faster with bonkers.ie and Beam. Fully digital, stress-free, with support every step of the way.
At bonkers.ie, we make getting a mortgage as quick and easy as possible with our in-house mortgage broker service.
Everything can be done online from the comfort of your own home, and we also have a team of dedicated agents available to help you every step of the way, should you need support.
And now, to make things even easier, we’ve partnered with online solicitors Beam to streamline the conveyancing process too.
Here’s everything you need to know…
What is conveyancing?
Conveyancing refers to the legal process of transferring ownership of a property into your name.
Once you’ve been approved for a mortgage and go “sale agreed” on a property, you’ll need to instruct a solicitor to handle the conveyancing.
They’ll liaise with your lender on any special conditions in your mortgage contract, carry out legal searches to ensure the property you want to buy is structurally and legally sound, and finally they'll register your new home with the Land Registry.
Conveyancing is essential—but it can also be one of the most time-consuming and frustrating parts of the home buying process. It usually takes between eight and 12 weeks, but can sometimes take even longer.
You won’t be able to draw down your mortgage or get the keys to your new home until the conveyancing is fully complete.
If you’re switching your mortgage to a new lender, conveyancing is also required—although it’s usually quicker and cheaper in this case.
Who is Beam?
Beam is an innovative online solicitor practice that specialises exclusively in conveyancing. Its goal is simple: to make the process faster, easier, and more transparent.
The company can reduce the length of the average conveyancing process by up to four weeks, helping you get the keys to your new home sooner.
With Beam you get a dedicated case manager, and access to your own 24-hour online portal, meaning you can easily keep track of the process and any documents or issues that are outstanding.
While most other solicitors still rely on you chasing them up with phone calls and requiring in-person meetings to sign documents, Beam keeps you up-to-date every step of the way and can do every meeting online when it suits you
Benefits of using Beam
- Faster and more efficient
- Dedicated case manager
- E-signatures accepted - no need to visit an office to sign documents
- Fully digital service
- Contactable after hours and on Saturdays, ensuring a seamless service
- Competitive fees
- You only pay if you close the deal and move into your new home. If switching, you only pay when it’s fully complete
One of the biggest frustrations for home buyers and mortgage switchers isn’t getting the mortgage itself – it’s navigating the legal side of things. That’s why we’re delighted to partner with Beam, another great online Irish company, to make the entire process as smooth and efficient as possible for our customers.
Enda Brazel, Managing Director of Financial Services at bonkers.ie
Do I have to use Beam?
Not at all. You’re free to choose your own solicitor if you prefer.
We’ll still happily arrange your mortgage and work with your chosen solicitor to help you get the keys to your new home or switch to a better mortgage deal.
Get your mortgage with bonkers.ie
If you’re hoping to get your foot on the property ladder over the coming year, or are looking to save money by switching to a different lender, remember that bonkers.ie is here to help. We're more than just a comparison service!
With our mortgage broker service our team of experienced financial advisors here in Dublin can help you with your entire mortgage journey from application to drawdown.
We work with the country's top lenders so can find you the best mortgage rate for your particular circumstances. We can also apply to multiple lenders at the same time on your behalf, increasing your chances of getting approved for a mortgage, and saving you the time and hassle of having to apply to numerous lenders by yourself. We can also help you with getting mortgage protection and home insurance too.
And the best news is that our service is entirely free and fully digital from start to finish, meaning everything can be done online from the comfort of your home! But don't worry, our team is only ever a phone call away if you need help or clarification on anything.
