AIB - Platinum

AIB - Platinum

Cash-back rewards available

Online account access

Apple Pay & Google Pay

Introductory purchase rate

3.83% for 12 months

Balance transfers

3.83% for 12 months

More details

About the Credit Card

  • Android Pay and Apple Pay available

  • The minimum age for applicants is 18 years.

  • A minimum annual income of €40,000.00 is required.

  • The maximum credit limit available is assigned according to applicant's credit status.

  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 3.83% for 12 months. The balance transfer limit is subject to credit limit.

  • 3% or €6.35, whichever is more

  • Typical APR of 17.00% is based on purchases to the full extent of a credit limit of €1,500.00 plus the Government stamp duty charge of €30.00 per account per year.

  • This card is accepted everywhere you see the VISA sign.

Rates

Type
Rate / duration
Typical APR
17.00%
Purchases
3.83% for 12 months.
Purchases
11.84% annual rate.
Interest free purchases
Up to 56 days interest-free.
Balance transfers
3.83% for 12 months
Cash advances purchases
19.68% annual rate.
Cash advances
A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.
Our customers rate us4.7 out of 5 stars!

Independent Service Rating based on 7293 verified reviews. Read all reviews

Mr Karol Stafford

- 13 hours ago

Life Sales Assurance

The service was top notch- the Life Sales Agent (Colin Kirrane) was knowledgable and gave sound advice. He did an excellent job in both assisting with the application and making the whole process as straight forward as possible. Also he made the process really customer friendly - I felt he was really good at explaining all options available and the one that best suited my needs.

Mr David Russell

- 18 hours ago