Bank of Ireland - Classic
Bank of Ireland - Classic
Additional card holder
Instalment Plan
Introductory purchase rate
0.00% for 6 months
Balance transfers
0.00% for 7 months
More details
About the Credit Card
The minimum age for applicants is 18 years.
A minimum annual income of €16,000.00 is required.
The maximum credit limit available is assigned according to applicant's credit status.
You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.00% for 7 months. The balance transfer limit is subject to credit limit.
2.5% or €5, whichever is more
Representative example of Classic Credit Card purchase at standard interest rate of 16.12% variable. Typical Annual Percentage Rate (APR) of 22.1% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1661.01 which includes initial purchase of €1,500 and a total cost of credit of €161.01.
This card is accepted everywhere you see the MASTERCARD sign.
Rates
Type | Rate / duration |
Typical APR | 22.10% |
Purchases | 16.12% annual rate. |
Interest free purchases | Up to 56 days interest-free. |
Balance transfers | 0.00% for 7 months |
Cash advances purchases | 21.36% annual rate. |
Cash advances | A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction. |
Independent Service Rating based on 7293 verified reviews. Read all reviews
Mr Karol Stafford
- 13 hours ago
Life Sales Assurance
The service was top notch- the Life Sales Agent (Colin Kirrane) was knowledgable and gave sound advice. He did an excellent job in both assisting with the application and making the whole process as straight forward as possible. Also he made the process really customer friendly - I felt he was really good at explaining all options available and the one that best suited my needs.
Mr David Russell
- 18 hours ago