- Minimum age for applicants: 18 years.
- Minimum loan amount: €50,000.
- This product provides flexibility for customers who may have experienced a historic credit event but whose financial affairs are currently up to date. Customer’s financial circumstances are assessed on an individual basis to establish their ability to service a mortgage.
Document issuing
A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
Early repayment
This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.
Vacate fee
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.
Late payment fee
A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.
Arrangement fee
The cost of this arrangement fee is 0.5% of the loan value up to a maximum of €1,800. This fee can be paid up front or added to your loan.
Other fees
Please check with a Finance Ireland accredited Broker for details of any other fees that may apply.