What is the approximate value of your home?
The property secured against your loan must be your main residence, be of standard construction, and be located within the Republic of Ireland. It must be worth at least €250,000 in Dublin or €175,000 outside of Dublin.
Bonkers Money Limited, trading as bonkers.ie, is regulated by the Central Bank of Ireland.
It’s easy to get a Lifetime Loan through bonkers.ie
How to apply for a lifetime loan on bonkers.ie
Whether you want to retrofit your home or go on your dream holiday, on bonkers.ie you can begin your application process for a lifetime loan today.
On bonkers.ie, we will assess your eligibility for a lifetime loan, also known as an equity release mortgage. If you qualify for a lifetime loan, we will pass you on to Ireland’s sole equity release lender.
To start your application process on bonkers.ie all you need to tell us is:
- Your age (you must be 60 years or older)
- Your home’s BER rating and address
- Your contact information
Once you have submitted your enquiry you will then receive a callback from one of our financial advisors. If it is determined that you qualify for a lifetime loan, then our team will pass you on to our associated lender.
To discover more about the application process for a lifetime loan on bonkers.ie check out our Quickstart Guide.
Is bonkers.ie really free?
Believe it or not, comparing and applying for a mortgage on bonkers.ie is entirely free.
The partnership we have with Ireland’s sole lifetime loan provider makes it possible for us to offer you this service for free.
What is a lifetime loan?
A lifetime loan is a form of equity release and is similar to a mortgage. It allows homeowners aged 60 and over to borrow or ‘release’ a tax-free cash lump sum using their home as security.
Although interest is added to the loan balance monthly and the loan grows overtime, there is no need for regular repayments.
We're regulated
Bonkers Money Limited, trading as bonkers.ie, is regulated by The Central Bank of Ireland.
