- Online account access
- Payment Holiday Options
- Minimum age for applicants: 18 years.
- Minimum loan amount: €40,000.
If you are a First Time Buyer, Mover, Switching your Mortgage to Permanent TSB, building your own home, topping up your mortgage, releasing equity or availing of additional funds, Permanent TSB will give you 2% of the value of your mortgage back in cash. Available to both variable and fixed rate
customers.
In addition to the existing 2% cashback at drawdown offer, Permanent TSB will pay new mortgage customers 2% of their monthly mortgage payment each month directly into their Explore Current Account. This offer only applies to customers who have received their letter of approval from 26th August 2017 to 31 March 2025 and who currently pay their mortgage from their Explore Current Account. The 2% cashback can be paid directly into any type of Permanent TSB account.
Once the mortgage is drawn down, Permanent TSB will arrange a payment equal to 2% of the drawn down amount direct into the customer’s mortgage paying account. Payments will be made within 40 working days of the mortgage drawdown. The 2% cashback at drawdown excludes 4 Year Fixed Home Loan New Business Rates, tracker, buy-to-let, and negative equity customers as well as applicants refinancing an existing Permanent TSB mortgage and applicants who have drawn down any of their funds before 11 January 2016.
Document issuing
A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
Early repayment
This fee only applies to fixed rate mortgages. This is a charge incurred when you make a payment towards the balance of your mortgage. This is sometimes referred to as a breakage charge.
Vacate fee
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the lender's claim on them.
Late payment fee
A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.
Other fees
Please check with your lender.