Standalone Serious Illness (with Indexation)

Standalone Serious Illness (with Indexation)

  • Best Doctors

Aviva Life & Pensions Ireland

  • A lump sum will be paid out if you are diagnosed with one of the specified illnesses covered under your policy - you will have full cover against 47 specified serious illnesses and partial cover against a further 19 specified illnesses
  • Partial payment is up to €20,000 or 50% of your specified serious illness cover as of the date of diagnosis, whichever is lower
  • This policy is suitable for family protection and business protection

Quotation is valid for 7 days or until age next quarter (whichever is sooner). This quotation assumes that you are accepted by the insurance company at standard rates. Aviva Non Smoker rates assume that you have not smoked/used any tobacco related products in the last 12 months. Aviva will class you as a smoker even if you use nicotine replacement products or e-cigarettes. All premiums quoted include the 1% government levy. The minimum premium with Aviva is €20.00 per month or €200 per annum

Children's specified illness cover

Pays 50% of the Specified Illness lump sum to a maximum of €25,000 if one of the life insured’s children aged between 30 days and 21 years of age is diagnosed with a specified illness.

Indexation

Indexation ensures that your cover increases by approximately 3% and your premium increases by approximately 4% each year until you turn 75. This helps to protect the real value of your cover as time passes.

You can decline the automatic increase at any anniversary and if you decline the increases two years in a row, this option will be removed from your policy.

Serious illness

If you are diagnosed with one of 51 specified serious illnesses during the term of your policy, a lump sum will be paid out. You will also be covered under Partial Payment Specified Serious Illness Cover for an additional 22 specified illnesses.

In accelerated serious illness, if the level of cover and illness amounts are the same and an accelerated illness claim is made then the policy ends after pay-out

 

Best Doctors

If you or a loved one are diagnosed with serious illness, Best Doctors can help. An in-depth review of your medical files will be conducted by a Best Doctors medical specialist to give a second opinion and to help verify your diagnosis and treatment options.

The process can reduce potentially serious complications that can result from a misdiagnosis, and can help you and your treating doctor determine the proper course of action. Best Doctors can also offer advice on additional chronic ailments you may experience.

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