Dual Standalone Serious Illness
Irish Life Assurance plc
- Your life cover will decrease throughout the term of your policy
- A lump sum will be paid out if you die within the term of the policy
- Your premium will not change throughout the term of your policy
- Your policy can be assigned to your lender (the proceeds of any claim would be paid to your lender to clear your mortgage)
- Your cover can be a single or joint/dual policy
- You have an option to add Serious Illness Cover (the sum insured must be at least 10% of your total life cover sum)
Quotation is valid for 7 days or until age next quarter (whichever is sooner). This quotation assumes that you are accepted by the insurance company at standard rates.
Terminal illness benefit
We automatically cover each of your children up to age 25 for €7,000 life cover for as long
as you are covered. Where you opt for specified illness cover your children up to age 25 are
automatically covered for €25,000 or half of the specified illness cover benefit amount,
whichever is lower, for as long as the lives are covered. We cover children up to the age of
25 regardless of education status.
Children's specified illness cover
We automatically cover each of your children up to age 25 for €7,000 life cover for as long
as you are covered. Where you opt for specified illness cover your children up to age 25 are
automatically covered for €25,000 or half of the specified illness cover benefit amount,
whichever is lower, for as long as the lives are covered. We cover children up to the age of
25 regardless of education status.
Serious illness
Get the comfort knowing that you'll benefit from a lump sum if you're diagnosed with an illness covered in your plan.
Covering 48 main illnesses and 41 further conditions eligible an additional pay out, Irish Life's Specified Illness Cover reduces the burden of unexpected changes in life.
Additional person details
You have availed of Dual Life cover policy. With Dual Life cover, an independent payout is possible on both persons insured. For example, if one person makes a valid claim within the term of the policy, a payout will be made and the policy will continue for the second person. If the second person subsequently makes a valid claim during the term of the policy, a second payout will be made and the policy will cease. Under a dual life policy, each person can have a different level of cover.