What are the different mortgage options?

You can choose between fixed-rate or variable-rate mortgages. Aspects such as down payment requirements and government programs can make owning a home more accessible as well.

Watch our video.

How much can I realistically afford?

Costs, such as stamp duty, legal fees, taxes and land registry costs should all be considered in your budget.

Find out more using our Affordability Calculator.

Why use a broker?

Our team of impartial mortgage brokers will help you find the best rates on the market, and guide you through the entire mortgage process from enquiry to draw down.

What kind of Mortgage are you looking for?

Bonkers Money Limited, trading as bonkers.ie, is regulated by the Central Bank of Ireland.

Here’s why you should use the free mortgage broker service from bonkers.ie

Whether you’re a first-time buyer, home mover, or looking to switch mortgages, you can do the following:

Submit an application to our free online broker service.
Find the best rates, cashback incentives and offers.

Our qualified mortgage brokers will be there with you every step of the way.

image-Here’s why you should use the free mortgage broker service from bonkers.ie

Is bonkers.ie really free?

Believe it or not, comparing and applying for a mortgage on bonkers.ie is entirely free.

The partnerships we have with Ireland’s leading mortgage lenders make it possible for us to offer you this service for free.

As we are regulated by the Central Bank of Ireland, you can trust that all the information you see is accurate and up-to-date.

Our service is also easy-to-use and 100% impartial.

How to start your mortgage journey in Ireland

All you need to do is provide us the information below:

The purpose of the mortgage
The property value
How much you wish to borrow

Tip: Watch the video 10 steps to getting a Mortgage in Ireland.

Remember, you will also need to take out mortgage protection insurance to draw down your mortgage. Get your mortgage protection rates here.

Ireland’s leading mortgage lenders

We collaborate with Ireland’s leading mortgage lenders.

Our service is free, impartial and easy-to-use.

image-Ireland’s leading mortgage lenders

Rates quoted are accurate as of today’s date and are subject to change. The actual rate applying at the date you are approved for a mortgage may differ from the rate quoted.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

Get your Mortgage with our free broker service